Median home value in zip code 42712 (Big Clifty, KY) is $173,083, down 2.8% year over year. Part of the Elizabethtown-Fort Knox, KY metropolitan area.

Home Value$173,083

YoY Change

-2.8%

Prices falling — better for buyers.

Affordability

Enter your income for 42712 (Big Clifty).

Income (annual)

Down Payment

$34,617 on $173,083

Example: $75,000 household income. Change it above to see your own.

Affordable18.7% of income

Under the 28% guideline.

PITI$1,166

P/I18.7%

Afford$260K

Room+$87K

P&I $875Tax $124Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42712 is part of the Elizabethtown-Fort Knox, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Elizabethtown-Fort Knox, KY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.