Median home value in zip code 42728 (Columbia, KY) is $162,574, down 3.9% year over year.

Home Value$162,574

YoY Change

-3.9%

Prices falling — better for buyers.

Affordability

Enter your income for 42728 (Columbia).

Income (annual)

Down Payment

$32,515 on $162,574

Example: $75,000 household income. Change it above to see your own.

Affordable17.7% of income

Under the 28% guideline.

PITI$1,105

P/I17.7%

Afford$257K

Room+$95K

P&I $822Tax $117Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.