Median home value in zip code 44004 (Ashtabula, OH) is $146,312, up 5.1% year over year. Part of the Ashtabula, OH metropolitan area.

Home Value$146,312

YoY Change

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 44004 (Ashtabula).

Income (annual)

Down Payment

$29,262 on $146,312

Example: $75,000 household income. Change it above to see your own.

Affordable16.5% of income

Under the 28% guideline.

PITI$1,030

P/I16.5%

Afford$249K

Room+$102K

P&I $740Tax $190Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

44004 is part of the Ashtabula, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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