Median home value in zip code 44039 (North Ridgeville, OH) is $319,062, up 4.7% year over year. Part of the Cleveland-Elyria, OH metropolitan area.

Home Value$319,062

YoY Change

+4.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 44039 (North Ridgeville).

Income (annual)

Down Payment

$63,812 on $319,062

Example: $75,000 household income. Change it above to see your own.

Stretch35.6% of income

Above 28% but manageable with cuts.

PITI$2,227

P/I35.6%

Afford$251K

Gap-$68K

P&I $1,613Tax $513Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

44039 is part of the Cleveland-Elyria, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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