Zip Code

44040

Gates Mills, OHCleveland-Elyria, OH

Median home value in zip code 44040 (Gates Mills, OH) is $684K, up 5.7% year over year. Part of the Cleveland-Elyria, OH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cleveland-Elyria, OH metro →

Home Value$684,437
YoY Change
+5.7%
AFFORDABILITY

Enter your income for 44040 (Gates Mills).

$136,887 on $684,437
Out of reach — 74.6% of income

Need $199,800/yr to afford.

PITI$4,662
P/I74.6%
Afford$257K
Gap-$428K
P&I $3,461Tax $1,101Ins $100
6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

44040 is part of the Cleveland-Elyria, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cleveland-Elyria, OH analysis
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44040 (Gates Mills, OH) Housing Market | CrashWatch