Median home value in zip code 44045 (Painesville, OH) is $216,595, up 6.2% year over year. Part of the Cleveland-Elyria, OH metropolitan area.

Home Value$216,595

YoY Change

+6.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 44045 (Painesville).

Income (annual)

Down Payment

$43,319 on $216,595

Example: $75,000 household income. Change it above to see your own.

Affordable24.7% of income

Under the 28% guideline.

PITI$1,544

P/I24.7%

Afford$245K

Room+$29K

P&I $1,095Tax $348Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

44045 is part of the Cleveland-Elyria, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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