Median home value in zip code 44074 (Oberlin, OH) is $263,498, up 4.2% year over year. Part of the Cleveland-Elyria, OH metropolitan area.

Home Value$263,498

YoY Change

+4.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 44074 (Oberlin).

Income (annual)

Down Payment

$52,700 on $263,498

Example: $75,000 household income. Change it above to see your own.

Stretch29.7% of income

Above 28% but manageable with cuts.

PITI$1,856

P/I29.7%

Afford$248K

Gap-$15K

P&I $1,332Tax $424Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

44074 is part of the Cleveland-Elyria, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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