Median home value in zip code 44094 (Willoughby, OH) is $279,536, up 3.9% year over year. Part of the Cleveland-Elyria, OH metropolitan area.

Home Value$279,536

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 44094 (Willoughby).

Income (annual)

Down Payment

$55,907 on $279,536

Example: $75,000 household income. Change it above to see your own.

Stretch31.4% of income

Above 28% but manageable with cuts.

PITI$1,963

P/I31.4%

Afford$249K

Gap-$30K

P&I $1,413Tax $450Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

44094 is part of the Cleveland-Elyria, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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