Median home value in zip code 44107 (Lakewood, OH) is $281,049, up 5.3% year over year. Part of the Cleveland-Elyria, OH metropolitan area.

Home Value$281,049

YoY Change

+5.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 44107 (Lakewood).

Income (annual)

Down Payment

$56,210 on $281,049

Example: $75,000 household income. Change it above to see your own.

Stretch31.6% of income

Above 28% but manageable with cuts.

PITI$1,973

P/I31.6%

Afford$249K

Gap-$32K

P&I $1,421Tax $452Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

44107 is part of the Cleveland-Elyria, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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