Median home value in zip code 44131 (Independence, OH) is $303,723, up 5.1% year over year. Part of the Cleveland-Elyria, OH metropolitan area.

Home Value$303,723

YoY Change

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 44131 (Independence).

Income (annual)

Down Payment

$60,745 on $303,723

Example: $75,000 household income. Change it above to see your own.

Stretch34% of income

Above 28% but manageable with cuts.

PITI$2,124

P/I34%

Afford$250K

Gap-$53K

P&I $1,536Tax $488Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

44131 is part of the Cleveland-Elyria, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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