Median home value in zip code 44275 (Spencer, OH) is $311K, up 1.5% year over year. Part of the Cleveland-Elyria, OH metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Cleveland-Elyria, OH metro →
Home Value$310,877
YoY Change
+1.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Enter your income for 44275 (Spencer).
$62,175 on $310,877
Stretch — 34.8% of income
Above 28% but manageable with cuts.
PITI$2,172
P/I34.8%
Afford$250K
Gap-$60K
P&I $1,572Tax $500Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
44275 is part of the Cleveland-Elyria, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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