Median home value in zip code 44638 (Lakeville, OH) is $282,982, up 5.9% year over year. Part of the Ashland, OH metropolitan area.

Home Value$282,982

YoY Change

+5.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 44638 (Lakeville).

Income (annual)

Down Payment

$56,596 on $282,982

Example: $75,000 household income. Change it above to see your own.

Stretch30.4% of income

Above 28% but manageable with cuts.

PITI$1,899

P/I30.4%

Afford$261K

Gap-$22K

P&I $1,431Tax $368Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

44638 is part of the Ashland, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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