Median home value in zip code 45005 (Franklin, OH) is $265,323, up 3.2% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$265,323

YoY Change

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 45005 (Franklin).

Income (annual)

Down Payment

$53,065 on $265,323

Example: $75,000 household income. Change it above to see your own.

Stretch28.8% of income

Above 28% but manageable with cuts.

PITI$1,800

P/I28.8%

Afford$258K

Gap-$7K

P&I $1,342Tax $358Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45005 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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