Median home value in zip code 45013 (Hamilton, OH) is $261K, up 3.5% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$260,896

YoY Change

+3.5%

AFFORDABILITY

Enter your income for 45013 (Hamilton).

Income (annual)

Down Payment

$52,179 on $260,896

Stretch — 28.3% of income

Above 28% but manageable with cuts.

PITI$1,771

P/I28.3%

Afford$258K

Gap-$3K

P&I $1,319Tax $352Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45013 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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