Zip Code

45039

, OHCincinnati, OH-KY-IN

Median home value in zip code 45039 (, OH) is $386K, up 0.9% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$385,617
YoY Change
+0.9%
AFFORDABILITY

Enter your income for 45039 (null).

$77,123 on $385,617
Out of reach — 41.1% of income

Need $110,143/yr to afford.

PITI$2,570
P/I41.1%
Afford$263K
Gap-$123K
P&I $1,950Tax $521Ins $100
6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

45039 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis
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45039 (null, OH) Housing Market | CrashWatch