Median home value in zip code 45040 (Mason, OH) is $492,054, up 2.6% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$492,054

YoY Change

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 45040 (Mason).

Income (annual)

Down Payment

$98,411 on $492,054

Example: $75,000 household income. Change it above to see your own.

Out of reach52% of income

Need $139,371/yr to afford.

PITI$3,252

P/I52%

Afford$265K

Gap-$227K

P&I $2,488Tax $664Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45040 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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