Median home value in zip code 45042 (Middletown, OH) is $238,322, up 2.7% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$238,322

YoY Change

+2.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 45042 (Middletown).

Income (annual)

Down Payment

$47,664 on $238,322

Example: $75,000 household income. Change it above to see your own.

Affordable26% of income

Under the 28% guideline.

PITI$1,627

P/I26%

Afford$256K

Room+$18K

P&I $1,205Tax $322Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45042 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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