Median home value in zip code 45044 (Middletown, OH) is $255K, up 2.3% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$254,528

YoY Change

+2.3%

AFFORDABILITY

Enter your income for 45044 (Middletown).

Income (annual)

Down Payment

$50,906 on $254,528

Affordable — 27.7% of income

Under the 28% guideline.

PITI$1,731

P/I27.7%

Afford$257K

Room+$3K

P&I $1,287Tax $344Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45044 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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