Median home value in zip code 45050 (Middletown, OH) is $343,086, up 2.9% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$343,086

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 45050 (Middletown).

Income (annual)

Down Payment

$68,617 on $343,086

Example: $75,000 household income. Change it above to see your own.

Out of reach36.8% of income

Need $98,486/yr to afford.

PITI$2,298

P/I36.8%

Afford$261K

Gap-$82K

P&I $1,735Tax $463Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45050 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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