Median home value in zip code 45064 (Somerville, OH) is $272,398, up 2.2% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$272,398

YoY Change

+2.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 45064 (Somerville).

Income (annual)

Down Payment

$54,480 on $272,398

Example: $75,000 household income. Change it above to see your own.

Stretch29.5% of income

Above 28% but manageable with cuts.

PITI$1,845

P/I29.5%

Afford$258K

Gap-$14K

P&I $1,377Tax $368Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45064 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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