Median home value in zip code 45140 (Loveland, OH) is $435,670, up 3.7% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$435,670

YoY Change

+3.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 45140 (Loveland).

Income (annual)

Down Payment

$87,134 on $435,670

Example: $75,000 household income. Change it above to see your own.

Out of reach46.3% of income

Need $123,900/yr to afford.

PITI$2,891

P/I46.3%

Afford$264K

Gap-$172K

P&I $2,203Tax $588Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45140 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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