Median home value in zip code 45204 (Cincinnati, OH) is $123K, up 0.7% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$122,699

YoY Change

+0.7%

AFFORDABILITY

Enter your income for 45204 (Cincinnati).

Income (annual)

Down Payment

$24,540 on $122,699

Affordable — 14.2% of income

Under the 28% guideline.

PITI$886

P/I14.2%

Afford$242K

Room+$120K

P&I $620Tax $166Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45204 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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