Median home value in zip code 45209 (Cincinnati, OH) is $393K, up 2.4% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$392,822

YoY Change

+2.4%

AFFORDABILITY

Enter your income for 45209 (Cincinnati).

Income (annual)

Down Payment

$78,564 on $392,822

Out of reach — 41.9% of income

Need $112,157/yr to afford.

PITI$2,617

P/I41.9%

Afford$263K

Gap-$130K

P&I $1,986Tax $530Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45209 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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