Median home value in zip code 45214 (Cincinnati, OH) is $132K, up 7.2% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$132,452

YoY Change

+7.2%

AFFORDABILITY

Enter your income for 45214 (Cincinnati).

Income (annual)

Down Payment

$26,490 on $132,452

Affordable — 15.2% of income

Under the 28% guideline.

PITI$949

P/I15.2%

Afford$244K

Room+$112K

P&I $670Tax $179Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45214 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free