Zip Code

45220

Cincinnati, OHCincinnati, OH-KY-IN

Median home value in zip code 45220 (Cincinnati, OH) is $327K, up 3.2% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$327,025
YoY Change
+3.2%
AFFORDABILITY

Enter your income for 45220 (Cincinnati).

$65,405 on $327,025
Stretch — 35.1% of income

Above 28% but manageable with cuts.

PITI$2,195
P/I35.1%
Afford$261K
Gap-$66K
P&I $1,654Tax $441Ins $100
6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

45220 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis
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45220 (Cincinnati, OH) Housing Market | CrashWatch