Median home value in zip code 45220 (Cincinnati, OH) is $327,025, up 3.2% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$327,025

YoY Change

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 45220 (Cincinnati).

Income (annual)

Down Payment

$65,405 on $327,025

Example: $75,000 household income. Change it above to see your own.

Stretch35.1% of income

Above 28% but manageable with cuts.

PITI$2,195

P/I35.1%

Afford$261K

Gap-$66K

P&I $1,654Tax $441Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45220 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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