Median home value in zip code 45227 (Cincinnati, OH) is $277K, down 0.9% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$277,158

YoY Change

-0.9%

AFFORDABILITY

Enter your income for 45227 (Cincinnati).

Income (annual)

Down Payment

$55,432 on $277,158

Stretch — 30% of income

Above 28% but manageable with cuts.

PITI$1,876

P/I30%

Afford$259K

Gap-$19K

P&I $1,401Tax $374Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45227 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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