Median home value in zip code 45231 (Cincinnati, OH) is $210K, up 2.2% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$210,151

YoY Change

+2.2%

AFFORDABILITY

Enter your income for 45231 (Cincinnati).

Income (annual)

Down Payment

$42,030 on $210,151

Affordable — 23.1% of income

Under the 28% guideline.

PITI$1,446

P/I23.1%

Afford$254K

Room+$44K

P&I $1,063Tax $284Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45231 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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