Median home value in zip code 45238 (Cincinnati, OH) is $216K, up 1.4% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$215,873

YoY Change

+1.4%

AFFORDABILITY

Enter your income for 45238 (Cincinnati).

Income (annual)

Down Payment

$43,175 on $215,873

Affordable — 23.7% of income

Under the 28% guideline.

PITI$1,483

P/I23.7%

Afford$255K

Room+$39K

P&I $1,092Tax $291Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45238 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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