Median home value in zip code 45242 (Montgomery, OH) is $533,944, up 5.1% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$533,944

YoY Change

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 45242 (Montgomery).

Income (annual)

Down Payment

$106,789 on $533,944

Example: $75,000 household income. Change it above to see your own.

Out of reach56.3% of income

Need $150,900/yr to afford.

PITI$3,521

P/I56.3%

Afford$265K

Gap-$269K

P&I $2,700Tax $721Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45242 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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