Zip Code

45242

Montgomery, OHCincinnati, OH-KY-IN

Median home value in zip code 45242 (Montgomery, OH) is $534K, up 5.1% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$533,944
YoY Change
+5.1%
AFFORDABILITY

Enter your income for 45242 (Montgomery).

$106,789 on $533,944
Out of reach — 56.3% of income

Need $150,900/yr to afford.

PITI$3,521
P/I56.3%
Afford$265K
Gap-$269K
P&I $2,700Tax $721Ins $100
6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

45242 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis
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