Median home value in zip code 45245 (Cincinnati, OH) is $323,260, up 3.5% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$323,260

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 45245 (Cincinnati).

Income (annual)

Down Payment

$64,652 on $323,260

Example: $75,000 household income. Change it above to see your own.

Stretch34.7% of income

Above 28% but manageable with cuts.

PITI$2,171

P/I34.7%

Afford$261K

Gap-$63K

P&I $1,635Tax $436Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45245 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

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