Median home value in zip code 45305 (Bellbrook, OH) is $379,310, up 2.9% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$379,310

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 45305 (Bellbrook).

Income (annual)

Down Payment

$75,862 on $379,310

Example: $75,000 household income. Change it above to see your own.

Out of reach40.2% of income

Need $107,614/yr to afford.

PITI$2,511

P/I40.2%

Afford$264K

Gap-$115K

P&I $1,918Tax $493Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45305 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.