Median home value in zip code 45306 (Botkins, OH) is $268,729, up 9.9% year over year. Part of the Sidney, OH metropolitan area.

Home Value$268,729

YoY Change

+9.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 45306 (Botkins).

Income (annual)

Down Payment

$53,746 on $268,729

Example: $75,000 household income. Change it above to see your own.

Stretch28.9% of income

Above 28% but manageable with cuts.

PITI$1,808

P/I28.9%

Afford$260K

Gap-$9K

P&I $1,359Tax $349Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45306 is part of the Sidney, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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