Median home value in zip code 45314 (Cedarville, OH) is $313,384, up 4.7% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$313,384

YoY Change

+4.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 45314 (Cedarville).

Income (annual)

Down Payment

$62,677 on $313,384

Example: $75,000 household income. Change it above to see your own.

Stretch33.5% of income

Above 28% but manageable with cuts.

PITI$2,092

P/I33.5%

Afford$262K

Gap-$51K

P&I $1,585Tax $407Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45314 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.