Median home value in zip code 45324 (Fairborn, OH) is $198,127, up 2.6% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$198,127

YoY Change

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 45324 (Fairborn).

Income (annual)

Down Payment

$39,625 on $198,127

Example: $75,000 household income. Change it above to see your own.

Affordable21.7% of income

Under the 28% guideline.

PITI$1,359

P/I21.7%

Afford$255K

Room+$57K

P&I $1,002Tax $258Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45324 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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