Median home value in zip code 45327 (Germantown, OH) is $260,211, up 6.3% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$260,211

YoY Change

+6.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 45327 (Germantown).

Income (annual)

Down Payment

$52,042 on $260,211

Example: $75,000 household income. Change it above to see your own.

Stretch28.1% of income

Above 28% but manageable with cuts.

PITI$1,754

P/I28.1%

Afford$260K

Gap-$593

P&I $1,316Tax $338Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45327 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis

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