Median home value in zip code 45342 (Miamisburg, OH) is $255,127, up 4.5% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$255,127

YoY Change

+4.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 45342 (Miamisburg).

Income (annual)

Down Payment

$51,025 on $255,127

Example: $75,000 household income. Change it above to see your own.

Affordable27.6% of income

Under the 28% guideline.

PITI$1,722

P/I27.6%

Afford$259K

Room+$4K

P&I $1,290Tax $332Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45342 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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