Median home value in zip code 45345 (, OH) is $186K, up 5.6% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Dayton-Kettering, OH metro →

Home Value$185,521

YoY Change

+5.6%

AFFORDABILITY

Enter your income for 45345 (null).

Income (annual)

Down Payment

$37,104 on $185,521

Affordable — 20.5% of income

Under the 28% guideline.

PITI$1,279

P/I20.5%

Afford$254K

Room+$68K

P&I $938Tax $241Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45345 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis

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