Median home value in zip code 45354 (Phillipsburg, OH) is $157K, up 6.8% year over year. Part of the Dayton-Kettering, OH metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Dayton-Kettering, OH metro →
Home Value$156,995
YoY Change
+6.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Enter your income for 45354 (Phillipsburg).
$31,399 on $156,995
Affordable — 17.6% of income
Under the 28% guideline.
PITI$1,098
P/I17.6%
Afford$250K
Room+$93K
P&I $794Tax $204Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
45354 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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