Median home value in zip code 45365 (Sidney, OH) is $206,939, up 8.0% year over year. Part of the Sidney, OH metropolitan area.

Home Value$206,939

YoY Change

+8.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 45365 (Sidney).

Income (annual)

Down Payment

$41,388 on $206,939

Example: $75,000 household income. Change it above to see your own.

Affordable22.6% of income

Under the 28% guideline.

PITI$1,415

P/I22.6%

Afford$256K

Room+$49K

P&I $1,046Tax $269Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45365 is part of the Sidney, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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