Median home value in zip code 45370 (Xenia, OH) is $461K, up 5.7% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Dayton-Kettering, OH metro →

Home Value$460,798

YoY Change

+5.7%

AFFORDABILITY

Enter your income for 45370 (Xenia).

Income (annual)

Down Payment

$92,160 on $460,798

Out of reach — 48.5% of income

Need $129,814/yr to afford.

PITI$3,029

P/I48.5%

Afford$266K

Gap-$195K

P&I $2,330Tax $599Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45370 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis

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