Median home value in zip code 45373 (Troy, OH) is $276,567, up 3.9% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$276,567

YoY Change

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 45373 (Troy).

Income (annual)

Down Payment

$55,313 on $276,567

Example: $75,000 household income. Change it above to see your own.

Stretch29.7% of income

Above 28% but manageable with cuts.

PITI$1,858

P/I29.7%

Afford$260K

Gap-$16K

P&I $1,398Tax $360Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45373 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis

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