Median home value in zip code 45377 (Vandalia, OH) is $239,649, up 4.8% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$239,649

YoY Change

+4.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 45377 (Vandalia).

Income (annual)

Down Payment

$47,930 on $239,649

Example: $75,000 household income. Change it above to see your own.

Affordable26% of income

Under the 28% guideline.

PITI$1,623

P/I26%

Afford$258K

Room+$19K

P&I $1,212Tax $312Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45377 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.