Median home value in zip code 45385 (Xenia, OH) is $248,522, up 5.2% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$248,522

YoY Change

+5.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 45385 (Xenia).

Income (annual)

Down Payment

$49,704 on $248,522

Example: $75,000 household income. Change it above to see your own.

Affordable26.9% of income

Under the 28% guideline.

PITI$1,680

P/I26.9%

Afford$259K

Room+$10K

P&I $1,257Tax $323Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45385 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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