Zip Code

45404

Dayton, OHDayton-Kettering, OH

Median home value in zip code 45404 (Dayton, OH) is $100K, down 0.7% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Dayton-Kettering, OH metro →

Home Value$99,996
YoY Change
-0.7%
AFFORDABILITY

Enter your income for 45404 (Dayton).

$19,999 on $99,996
Affordable — 11.8% of income

Under the 28% guideline.

PITI$736
P/I11.8%
Afford$238K
Room+$138K
P&I $506Tax $130Ins $100
6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

45404 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis
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