Median home value in zip code 45404 (Dayton, OH) is $99,996, down 0.7% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$99,996

YoY Change

-0.7%

Prices falling — better for buyers.

Affordability

Enter your income for 45404 (Dayton).

Income (annual)

Down Payment

$19,999 on $99,996

Example: $75,000 household income. Change it above to see your own.

Affordable11.8% of income

Under the 28% guideline.

PITI$736

P/I11.8%

Afford$238K

Room+$138K

P&I $506Tax $130Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45404 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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