Median home value in zip code 45405 (Dayton, OH) is $86K, down 6.3% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Dayton-Kettering, OH metro →

Home Value$85,593

YoY Change

-6.3%

AFFORDABILITY

Enter your income for 45405 (Dayton).

Income (annual)

Down Payment

$17,119 on $85,593

Affordable — 10.3% of income

Under the 28% guideline.

PITI$644

P/I10.3%

Afford$233K

Room+$147K

P&I $433Tax $111Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45405 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Dayton-Kettering, OH analysis

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