Median home value in zip code 45406 (Dayton, OH) is $86,308, down 0.6% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$86,308

YoY Change

-0.6%

Prices falling — better for buyers.

Affordability

Enter your income for 45406 (Dayton).

Income (annual)

Down Payment

$17,262 on $86,308

Example: $75,000 household income. Change it above to see your own.

Affordable10.4% of income

Under the 28% guideline.

PITI$649

P/I10.4%

Afford$233K

Room+$146K

P&I $436Tax $112Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45406 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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