Median home value in zip code 45409 (Oakwood, OH) is $241,704, up 2.6% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$241,704

YoY Change

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 45409 (Oakwood).

Income (annual)

Down Payment

$48,341 on $241,704

Example: $75,000 household income. Change it above to see your own.

Affordable26.2% of income

Under the 28% guideline.

PITI$1,636

P/I26.2%

Afford$259K

Room+$17K

P&I $1,222Tax $314Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45409 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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