Median home value in zip code 45414 (Dayton, OH) is $176,128, up 3.7% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$176,128

YoY Change

+3.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 45414 (Dayton).

Income (annual)

Down Payment

$35,226 on $176,128

Example: $75,000 household income. Change it above to see your own.

Affordable19.5% of income

Under the 28% guideline.

PITI$1,220

P/I19.5%

Afford$253K

Room+$77K

P&I $891Tax $229Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45414 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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