Median home value in zip code 45415 (Clayton, OH) is $221,058, up 5.3% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$221,058

YoY Change

+5.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 45415 (Clayton).

Income (annual)

Down Payment

$44,212 on $221,058

Example: $75,000 household income. Change it above to see your own.

Affordable24.1% of income

Under the 28% guideline.

PITI$1,505

P/I24.1%

Afford$257K

Room+$36K

P&I $1,118Tax $287Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45415 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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