Median home value in zip code 45416 (Trotwood, OH) is $95,661, down 3.6% year over year. Part of the Dayton-Kettering, OH metropolitan area.

Home Value$95,661

YoY Change

-3.6%

Prices falling — better for buyers.

Affordability

Enter your income for 45416 (Trotwood).

Income (annual)

Down Payment

$19,132 on $95,661

Example: $75,000 household income. Change it above to see your own.

Affordable11.3% of income

Under the 28% guideline.

PITI$708

P/I11.3%

Afford$236K

Room+$141K

P&I $484Tax $124Ins $100

6.50% 30yr, 20% down, county tax + OH ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

45416 is part of the Dayton-Kettering, OH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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